Do I have to pay upfront when buying gold or silver? (Silver 20% deposit option)
Yes as gold and silver prices vary every minute of the day, in order to lock in a price you need to make payment the same day.
However in times where there is high demand and delays in delivery of silver, we have a supplier with an option to lock in a silver order with a 20% deposit and then pay the balance a few days before delivery is due. If this is of interest then just mention it when you request a silver quote.